Money Basics
Gold in Your Portfolio: How Much and Why
Gold can add stability to a portfolio because its price often holds up when shares or the rupee are under pressure, but it pays no intere...
Somesh
Welcome to the Blog of Somesh Renganathan where posts related to Personal Finance and Technology are shared.
Money Basics
Why Valuation Matters Before You Invest
Valuation matters because the price you pay decides your return: even an excellent asset becomes a poor investment if you pay far more th...
Money Basics
What is Diversification?
Diversification means spreading your money across different investments, so that a fall in one doesn't sink your whole portfolio. It...
Money Basics
Why Plan for Retirement When You are Young
Plan for retirement when you're young because time does most of the work: money invested in your twenties and thirties has decades to...
Money Basics
How to Calculate Your Net Worth
Your net worth is the value of everything you own minus everything you owe: Net worth = Assets − Liabilities. To calculate it, list ever...
Money Basics
Keep a Record of Your Assets and Liabilities
Keeping a record of your assets and liabilities means maintaining one organised list, and one set of files, showing everything you own, e...
Money Basics
Why You Should Pay Tax and File Returns on Time
Paying your tax and filing your income tax return on time keeps you within the law, avoids late fees and interest, and gives you an offic...